How to Track Crypto and Fiat in One Dashboard

If you hold both traditional money and cryptocurrency, your financial life is probably split across at least four or five different apps. Your bank app. Your crypto exchange. Maybe a portfolio tracker. A spreadsheet to tie it all together. And none of them talk to each other.

Here is how to fix that.

The Fragmented Finance Problem

A typical crypto-holding individual might check:

• Chase/HSBC/Revolut for fiat balances
• Bybit/Binance/Coinbase for crypto holdings
• CoinGecko for crypto prices
• A spreadsheet for the "real" total

That is four apps minimum just to answer the simple question: "What am I worth today?"

And it gets worse when you are an expat or digital nomad with accounts in multiple countries and currencies. Now you are juggling bank apps in different languages, exchange rates, and crypto — all in your head.

Why Most Crypto Trackers Fall Short

Dedicated crypto portfolio trackers like CoinGecko or CoinMarketCap are great at tracking token prices. But they completely ignore your fiat side:

• No bank account balances
• No expense tracking
• No multi-currency fiat support
• No "big picture" net worth view

You end up knowing your crypto is worth $12,347 but having no idea what percentage of your total wealth that represents.

Why Most Finance Apps Ignore Crypto

On the flip side, traditional finance apps treat crypto as an afterthought — if they support it at all:

• Mint does not support crypto
• YNAB treats it as a manual "tracking account" with no price updates
• Most banking apps pretend crypto does not exist

Neither side gives you the full picture.

The Unified Dashboard Approach

What you actually need is one place that:

1. Connects to your crypto exchange and pulls real balances
2. Tracks fiat accounts across multiple currencies
3. Converts everything to your chosen base currency
4. Updates automatically — no manual price lookups

Setting This Up with WIMM

WIMM was built to solve exactly this problem. Here is how to get a unified view in about five minutes:

Step 1: Create your fiat accounts
Add each bank account with its currency. WIMM supports 50+ currencies, so whether you bank in USD, EUR, GBP, THB, or SGD, you are covered.

Step 2: Connect your Bybit account
Link your Bybit exchange account via API key (read-only). WIMM pulls your balances automatically — spot, funding, and unified accounts.

Step 3: Upload bank statements
For historical transactions, upload your bank statement PDFs. WIMM uses AI to parse and categorize every transaction automatically — no manual entry.

Step 4: Set your base currency
Choose the currency you want to see everything in. Your net worth, spending, and balances all convert in real-time.

Step 5: Check your Telegram bot
Add the WIMM Telegram bot for quick expense logging on the go. Type "lunch 45 EUR" and it is tracked.

What You Get

After setup, your dashboard shows:

• Total net worth across all fiat and crypto, in your base currency
• Account breakdown — see each account's balance and its percentage of total
• Currency exposure — understand how much you hold in each currency
• Transaction history — all accounts, all currencies, one timeline
• Spending analytics — where your money goes, regardless of which account or currency

The Crypto Allocation Question

With everything in one view, you can finally answer important questions:

• What percentage of my wealth is in crypto? (Financial advisors suggest keeping it under 10-20% of total portfolio)
• Am I too concentrated in one currency?
• How did exchange rate movements affect my net worth this month?
• Is my spending outpacing my income across ALL accounts?

These questions are impossible to answer accurately when your data is scattered across five different apps.

Privacy and Security

A common concern: "I do not want to give an app access to my money."

Fair. Here is how WIMM handles this:

• Exchange API keys are read-only — WIMM can see balances but cannot trade or withdraw
• Bank statements are parsed locally — your PDF is processed and the data is extracted, but WIMM does not store the original file
• No bank login credentials — you manually add fiat accounts or upload statements

Get Started

Stop switching between four apps to understand your finances. Get everything in one place.

Try WIMM free → — no credit card required.